Your Insurance Adjuster Represents Your Insurance Company, But Who Represents You?
At Capital Claims we work for you and not the insurance company, helping you maximize your insurance claim! We help you file, manage, and negotiate your property insurance claim and maximize your claim settlement.
We can help you get back to your family, life, and business. Let us worry about the stress of navigating a complex and unfamiliar insurance claims process. Contact Capital Claims for a FREE claim consultation!
Insurance Claim Types
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Fire
Small or large fire claims can be devastating to a home or business. Soot and smoke damage can lead to very substantial issues that may or may not be seen from the naked eye. It’s crucial to get an expert involved from the beginning to appropriately determine the extent of damage.
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Water
Water damage insurance claims are a very common issue for homeowners. The source of water can come from plumbing leaks, windows, roofs, AC leaks, and so on. Florida's humid weather presents the perfect conditions for mold to grow, so it's imperative to make sure it was fixed properly.
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Hurricane Damage
Anyone who lives in Florida is very familiar with hurricanes. In the summer months it's more likely than not that some part of Florida will be hit with a storm. Reach out to us to learn how to properly document and prepare for a storm!
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Hail
Even though hail might seem rare in Florida, it happens more often than people think. The damages stemming from hail can be substantial depending on the size. It can damage shingles, siding, metals, and so on. If your home has been hit by hail let us determine the extent of your damages.
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Vandalism
Vandalism and theft can be a very overwhelming experience, it’s a violation of the place you should feel most comfortable, your home. Vandalism claims can be very unique and have a lot of moving parts. It’s imperative that everything is properly documented from the time of loss.
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Mold
If not addressed properly mold can cause serious health effects. Florida’s humid environment is perfect for facilitating the growth of mold. Making sure it’s treated properly is essential to making sure it doesn't come back in the future.
Why Use a Public Adjuster?
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Larger Settlements
Your insurance company's adjuster is typically looking out for their employer or following guidelines they’re given. Having someone who has your best interest in mind is imperative to getting a good settlement.
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Insurance Jargon
If insurance is not the industry you’re in it can be very difficult to understand how it works. Our experts will read your policy and break it down into layman’s terms!
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No Recovery, No Fee
We do not get paid until you do! Here at Capital Claims on the rare occasion that we are unable to acquire a settlement for you we are free of charge!
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Claims Handling
Today we all live in a very fast paced world. Adding an insurance claim to your life can be very stressful and time consuming. Let us handle it so you can get back to your daily routine.
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Licensed and Insured
All public adjusters in the state of Florida are required to be licensed and insured. Having a professional handling your biggest asset, your home, is critical in ensuring a smooth process.
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Services
We have a list of industry professionals that we work with everyday that can be referred for any of your needs. We help all of our engineers, water mitigation companies, and contractors bill your insurance company so you never have to come out of pocket.
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In-Person Representation
Having your insurance company come out to your home can be a very stressful situation, most homeowners are afraid they are going to say the wrong thing. We will always be physically present for any inspection to make sure you’re properly represented.
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Free Policy Review
If you are wondering if something is covered by your insurance company we offer free inspections! Before filing it’s very important to know if a loss is covered and if it’s over your deductible.
“Leif and his staff were an absolute pleasure to work with! We had a really nasty plumbing leak in our kitchen, which ruined our flooring and cabinets. After going back and forth with our insurance company for months and making minimal progress we decided to hire Leif. Needless to say it was the best decision we could of made. We ended up being able to do a full renovation, I never thought we would get anything near what we did. I wouldn't hesitate referring them to any friends or family!”
— Michael R.
We Proudly Serve all of Florida.